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Financial Mechanics

Kouchd calculates all ledger items deterministically down to the exact cent using integer arithmetic.

Cadence

  • Weekly: Obligations are generated for 7-day intervals starting from your stay’s start date.
  • Daily: Obligations are generated per 24-hour cycle.

Early Discounts

To encourage timely contributions, you can configure an early discount:
  • Example: A weekly rate of $200.00 with a 10% discount if paid 2 days early.
  • If the obligation is due on September 8th, paying on or before September 6th reduces the effective charge to $180.00.
  • The discount is evaluated once per obligation based on the date the full balance or payment is initiated.

Late Fees & Grace Periods

  • Grace Period: Number of days after the due date before late fees apply (e.g. 2 grace days).
  • Late Fee: A flat dollar amount (e.g. $25.00) added to overdue obligations.
  • Host Waiver: Hosts always retain the ability to waive a late fee with a single tap if circumstances warrant flexibility.